Figuring Out How to Pay Down Debts Faster |
To help you figure out how to pay debts down faster, we review all the
debts you have. We look
at your current cash flow and we look at your regular monthly expenses. Together
we look at
what is important to you and living your life and you receive a Financial Renovation that outlines
options
and the impact should you apply use them in your day to day cash management.
We know you are busy, so we also offer
the service of actually constructing the financial house
based on the feedback from the Renovation.
Planning How You Use Your Severance Payments |
One of the most stressful things that happens when you leave employment
unexpectedly is how
you are going to manage your money to last until you get that new position. Family
expectations
and plans add to the stress.
SO! has developed a Renovation for the newly
unemployed. We rely on reviewing with you the
priorities for you and your family. We will take a good look
at your expenses to minimize their costs
...and as you will likely have some time while you are searching for the
new position, we can provide
you with a 'to do' list to help you optimize all that money you received.
When you don't know where or when the next pay cheque will arrive, we give you the plan as to how
to make the severance
last as long as possible and give you the peace of mind to focus on landing
that great new position!
You've Retired, Now What? |
So you have been working and there have been regular pay cheques
and you haven't really thought
about what happens to your finances after you retire - and we are NOT talking about
investments.
We are talking about paying taxes 5 times a year and the implications of RIF withdrawals, OAS,
CPP, pensions etc all contributing to affording the life after retirment without the hassle!
At SO!, we go over
with you what you need to think about and help you draw up the blueprint for
managing the day to day living costs and
making sure these costs and payments aren't a surprise.
We even have a reminder service just to help you out!